Comparing signatures SignCheck The SignCheck module is used in paper-based payment transactions or in contract management. Signatures on payment orders are automatically compared with the signatures stored in SignBase to authorize a payment order.
Payment orders Payment orders are read in by a payment transaction system and transmitted to SignCheck for signature verification. SignCheck performs an automatic and/or visual check of the signature. Signature rights, parameterizable amount limits and restrictions are taken into account and, depending on the degree of conformity, an OK/NOK is reported back to the payment transaction system. This then continues with the corresponding workflow. Automation The automatic signature comparison takes place in the background, completely without user activity. The signature on the payment receipt is parameterized and, if necessary, lines, stamps and impurities are removed. This signature is then checked against the signatures stored in SignBase and a degree of agreement is determined. An amount-dependent threshold value decides whether the order is automatically accepted. If the degree of conformity is below the threshold, the order is moved to the visual check. Visual inspection Orders that have not been decided automatically are sent to visual control. This can have various causes:- there are instructions / directives- more than 2 signatures are required- the degree of agreement was below the threshold value- other restrictions prevent automatic processingA user now has the option of visually checking the payment order against the signatures from SignBase and making an OK/NOK decision. Special cases can be put aside for the time being and processed later at a special workstation.
